Assuming I have a time horizon >10 years.

Edit: thanks for all the replies!!

  • Tiefling IRL
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    23 months ago

    That $550 will cover two vet visits if you’re lucky

    Still better than pet insurance though, which is a scam (I mean all insurance is but especially pet insurance)

    • @[email protected]
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      3 months ago

      I don’t know about that. Both of my cats would be dead if not for pet insurance. One needed a $10k surgery this summer that I was able to afford because of my pet insurance. The other had $4k of surgeries the year before. Both instances my insurance covered 70%. Neither of my cats are much more than 5 years old, just bad luck with their health.

      • Tiefling IRL
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        23 months ago

        Right that’s about all they cover, the freak stuff that costs thousands. But for routine visits, vaccinations, and even small conditions that aren’t life threatening, they’re useless.

        • @[email protected]
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          23 months ago

          Correct, but thankfully that won’t be a surprise since it is evident when you are enrolling. It’s up to each pet owner to decide if that’s worth it.

          In our case, a few hundred dollars per year to make ER visits financially bearable is a good value.

    • Swordgeek
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      13 months ago

      Pet insurance is a good thing for people with a large number of animals - particularly rescue animal boarding.

      For most people though, no.